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Redeem or check Scorecard points
Hometown Service - Local people you know and
       trust are here to help you with your cards.
Convenient Payments - Make your payments right
       here in town at our bank.
24 Hour Customer Service Line - 1-800-423-7503
ATM Accessible - Wherever the MasterCard® or
       VISA® logo is displayed.
Worldwide Acceptance - This card offers you the international reputation combined with
       the community bank values. Your card always gets a warm welcome at over 5.5 million
       locations worldwide.

Plans & Options listed below:

FIXED RATE VISA® OR MASTERCARD®


PLAN OPTIONS Fixed MasterCard® OR Visa®
Annual Percentage Rate 13.9%
Grace Period for Repayment of the balance for purchases

25 Days

Method of Computing the balance for purchases Average daily balance including new purchases
Annual Fee NONE
Late Payment Fee $25.00
Overlimit Fee $25.00
Return Check Fee $25.00

BUSINESS MASTERCARD®


PLAN OPTIONS Business MasterCard®
Annual Percentage Rate 13.9%
Grace Period for Repayment of the balance for purchases

25 Days

Method of Computing the balance for purchases Average daily balance including new purchases
Annual Fee $25.00
Late Payment Fee $25.00
Overlimit Fee $25.00
Return Check Fee $25.00
Balances due in full monthly.

All terms are effective 10/01/06 and are subject to change after such date.

To apply for a Bank of Turtle Lake credit card, call (715) 986-4181 or (715) 822-8316 or pick up an application in the lobby of either office.

To report your card lost or stolen, call our service center security division at 1-800-325-3678.

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Bank of Turtle Lake
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The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Stocks are not FDIC-insured investments, not guaranteed or insured by the bank, and are subject to loss of value. Please contact us with any concerns or comments.